Josephine holds an MBA from GIBS Business School and a Bachelor's in Accounting and Finance with Honours, complemented by her experience in commercial banking and entrepreneurship. Her years of banking experience span Credit Evaluation, Credit Risk and Relationship Management.
She has lived in three of the largest cities in Africa – Johannesburg, Lagos and Nairobi – and has also co-founded and managed several start-ups within the SME market. Her Africa experience has contributed to her adaptability and agility in navigating complex, dynamic and rapidly changing business environments.
Her skills in finance, as well as business strategy and planning, have proven useful in a diverse range of business markets, including Australia, where she is now based.